Ken Gehrke
CPCU, ARM - Principal

Ken began his insurance career as an underwriter in Denver in 1973. He has been an insurance agent in Farmington since 1977. He received his BA in business from the University of Northern Colorado in 1970.

Nowadays, Ken helps his clients with commercial insurance while holding the office together and supplying us with chocolate.

Terry W. Hayes
LUTCF - Principal

Terry started his insurance career in 1982 in Farmington.  Terry specializes in Group Health Insurance and provides Life and Medicare supplement coverage. 

Millie J. Howle
CIC - Principal

Millie has been an insurance agent in Farmington since 1974 serving both personal lines insurance and commercial insurance. She obtained her Certified Insurance Counselor (CIC) Designation in 1984.

Millie helps her clients with their commercial insurance, but she also takes care of some personal lines, too.  Of course, she also does the accounting, sorts the mail, keeps us all in line, and has even been known to make coffee. 

Katie Harris
CIC - Business Account Representative

Katie has been an insurance agent in Farmington for over 25 years and with Millennium Insurance Agency for 20 years. She obtained her Certified Insurance Counselor (CIC) Designation in 1994. With experience in commercial and personal lines, she works with clients on their insurance programs and business applications with the insurance company underwriters.

Diana Hobbs
CIC, ARM - Business Accounts

Diana has over 25 years insurance experience in commercial and personal lines, with the past 16 years at Millennium.  She helps clients with their commercial insurance, but she also helps a little in the life and health insurance department. She also plays a mean Piano Concerto in D minor, but don't tell anyone.

Kristin Kelly
Personal Lines and Individual Life Agent

Kristin joined Millennium in 2005.  She's licensed in both property insurance and life & health, so she can pretty much do anything.  She's recently focused more on Personal Lines insurance. If you have any questions about car, home, recreational vehicle, and other types of personal insurance, she will do her best to help you. What's more, if you're in at the right time, she may even sing a song for you.

Debbie Pratt
CISR - Commercial Lines Representative

Debbie is a licensed agent in Millennium's Personal Lines Department. She's been a big help to our clients.  She's helped customers with everything having to do with their auto, home, and other personal insurance questions.  In 2007 Debbie turned her attention to Commercial Lines insurances, and what a help she has been to our business clients. She's been a part of Millennium since 2001.

Crystal Ashley
Reception

Crystal joined Millennium in 2009. She helps all over the office taking calls, directing traffic, and helping us keep things in order.  Look for Crystal when you come to our office.  She'll make sure you get where you're trying to go.